Whether you are refinancing to consolidate your debt load, purchasing your first home or using your equity in your home to purchase an investment property, We can help you.
To get started with your mortgage click on the Apply Now tab on the left.
Before you make another payment on your landlord’s mortgage, here are a few things you should know:
Many people who rent can actually afford to buy their own home—so what’s stopping them? Many tenants believe that they’d require a big down payment, which is difficult if not impossible to save while trying to keep up with payments on all their other bills. Others are convinced that they won’t qualify for a mortgage and that the payment would be just too difficult to carry anyway.
Just about everybody is overwhelmed over the legal and financial red tape which often surrounds the purchase of a first home. It seems a whole lot easier to just keep paying rent.
HERE ARE A FEW FACTS...
FACT: Many people actually qualify for a 5% down payment mortgage and don’t realize it.
FACT: The average mortgage payment costs about the same as the average monthly rent payment.
FACT: Many renters have funds in RRSP’s that can be used as part of a down payment without paying Income tax on the withdrawal.
FACT: A lot of people don’t want to ask a salesperson anything because they’re afraid of feeling obligated to buy something.
MY GUARANTEE TO YOU…
- I will consult with you on an individual basis to help you determine what you can afford. (And you won’t have to sit in a bank to do it).
- I will explain the whole process and answer any questions that you have until you feel you are ready to take the next step.
- Most importantly, if at anytime you choose not to proceed, just tell me. There will be no pressure to continue. I know that buying a home can be stressful. It is my job to make it as easy and comfortable for you as possible!
As your Senior Mortgage Planner with over 11 years experience, My goal is to provide you with the options and expertise to get the Right Mortgage for your immediate and future needs. Simply put I work for YOU to provide unbiased guidance in your mortgage decision. We deal with over 40 Mortgage Lenders so you have the very best choice and convenience! It doesn't matter whether you are buying a home or refinancing to make life easier. We will be able to help reduce your monthly payments.
My ethical and educational commitment to the mortgage industry has equipped me with the Accredited Mortgage Professional and the Residential Mortgage Specialist Designations. I am also a Member of CAAMP which is the governing body of the mortgage lending community. More and more consumers are realizing the benefit of aligning themselves with Accredited Mortgage Professionals like myself to manage their home ownership and financing needs.
Another valuable benefit to my service is my "Client Referral Program." I keep in contact with my clients....my friends. I service you throughout your mortgage and I am always available for questions, advice, or a friendly HELLO!
I look forward to developing a long term relationship with "you", your family and friends with your mortgage financing solutions.
